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	<title>X Mortgage Loans Insider and Debt Consolidation &#187; collection agencey</title>
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	<description>X Mortgage Loans Insider is a full service credit card, debt consolidation, refinance, and bankruptcies broker licensed. We specialize in first and second mortgages, debt consolidation, refinance, and bankruptcies.</description>
	<lastBuildDate>Fri, 10 Sep 2010 08:40:46 +0000</lastBuildDate>
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		<title>Collection Agencies Step Up To Bat As Young Adults Slip More And More Into Debt</title>
		<link>http://www.xmlinsider.com/collection-agencies-step-up-to-bat-as-young-adults-slip-more-and-more-into-debt.html</link>
		<comments>http://www.xmlinsider.com/collection-agencies-step-up-to-bat-as-young-adults-slip-more-and-more-into-debt.html#comments</comments>
		<pubDate>Fri, 18 Jun 2010 07:59:42 +0000</pubDate>
		<dc:creator>Mallory Megan</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[bcr collection agency]]></category>
		<category><![CDATA[collection agencey]]></category>
		<category><![CDATA[collection agency credit report]]></category>
		<category><![CDATA[consumer debt collection agency]]></category>
		<category><![CDATA[long island debt collection services]]></category>
		<category><![CDATA[national collection agency]]></category>
		<category><![CDATA[new york collection agencies]]></category>
		<category><![CDATA[professional debt collection]]></category>
		<category><![CDATA[rapid recovery solution]]></category>

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		<description><![CDATA[For American people just starting out, the most current analysis of trends in our economy points to the fact that incomes are decreasing. Many financial experts and leaders in the collections industry have reason to believe that this paradigm shift will be a permanent one. Out of all of the demographics in the United States, young adults are the most uninsured when it comes to health care coverage. A whopping thirty percent of these individuals have absolutely no insurance. And despite the fact that a large amount of uninsured young people have jobs, many have just begun their careers and work at low wage jobs for employers who offer limited or no health care benefits.<!-- Easy AdSense V2.90 -->
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		<title>California Couple Awarded $500,000 In FDCPA Case</title>
		<link>http://www.xmlinsider.com/california-couple-awarded-500000-in-fdcpa-case.html</link>
		<comments>http://www.xmlinsider.com/california-couple-awarded-500000-in-fdcpa-case.html#comments</comments>
		<pubDate>Sat, 05 Jun 2010 08:18:49 +0000</pubDate>
		<dc:creator>Mallory Megan</dc:creator>
				<category><![CDATA[Legal]]></category>
		<category><![CDATA[collect business debt]]></category>
		<category><![CDATA[collection agencey]]></category>
		<category><![CDATA[collection agency quotes]]></category>
		<category><![CDATA[collection letter]]></category>
		<category><![CDATA[collection letter samples]]></category>
		<category><![CDATA[collections agencey]]></category>
		<category><![CDATA[collections agency]]></category>
		<category><![CDATA[commercial collections]]></category>
		<category><![CDATA[debt collection agencies]]></category>
		<category><![CDATA[legal]]></category>
		<category><![CDATA[state collection agency]]></category>
		<category><![CDATA[state collection service]]></category>

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		<description><![CDATA[Last month, Manuel and Luz Fausto won one of the biggest collection awards documented in the last couple of years under the Fair Debt Collection Practices Act (FDCPA) against Credigy Services Corporation. A California jury awarded the Faustos $500,000 in damages derived from harassment by Credigy collectors. Of the sum, granted $100,000 was for actual damages the Faustos experienced, while $400,000 was in punitive damages, granted for malicious and reckless disregard of the couples rights. According to one of the Faustos lawyers, David Humphreys of Humphreys Wallace Humphreys, P.C., and the case derived from a debt on a Wells Fargo charge card opened in 1992.<!-- Easy AdSense V2.90 -->
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		</item>
		<item>
		<title>How Will A Debt Settlement Program Affect Your Credit History? Pt. 2</title>
		<link>http://www.xmlinsider.com/how-will-a-debt-settlement-program-affect-your-credit-history-pt-2.html</link>
		<comments>http://www.xmlinsider.com/how-will-a-debt-settlement-program-affect-your-credit-history-pt-2.html#comments</comments>
		<pubDate>Mon, 31 May 2010 08:28:27 +0000</pubDate>
		<dc:creator>Mallory Megan</dc:creator>
				<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[business debt recovery]]></category>
		<category><![CDATA[cash for settlement]]></category>
		<category><![CDATA[central collection agency]]></category>
		<category><![CDATA[clear debts]]></category>
		<category><![CDATA[collect business debt]]></category>
		<category><![CDATA[collect debt]]></category>
		<category><![CDATA[collection]]></category>
		<category><![CDATA[collection agencey]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[collection agency credit report]]></category>
		<category><![CDATA[collection agency credit reporting]]></category>
		<category><![CDATA[collection agency faq]]></category>

		<guid isPermaLink="false">http://www.xmlinsider.com/how-will-a-debt-settlement-program-affect-your-credit-history-pt-2.html</guid>
		<description><![CDATA[In the last article I wrote about debt settlement programs and whether it was a good idea to agree to one or not. Keeping all of this information I relayed to you in mind, if you come to the conclusion that debt settlement isn't the best option for you, there are four other main options: remain delinquent, come up with extra money to make payments, work with a credit counselor, or declare bankruptcy.]]></description>
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		<item>
		<title>Phony Debt Consolidation Schemes To Be On The Lookout For Part Two</title>
		<link>http://www.xmlinsider.com/phony-debt-consolidation-schemes-to-be-on-the-lookout-for-part-two.html</link>
		<comments>http://www.xmlinsider.com/phony-debt-consolidation-schemes-to-be-on-the-lookout-for-part-two.html#comments</comments>
		<pubDate>Thu, 27 May 2010 08:11:55 +0000</pubDate>
		<dc:creator>Mallory Megan</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[business debt recovery]]></category>
		<category><![CDATA[cash for settlement]]></category>
		<category><![CDATA[central collection agency]]></category>
		<category><![CDATA[clear debts]]></category>
		<category><![CDATA[collect business debt]]></category>
		<category><![CDATA[collect debt]]></category>
		<category><![CDATA[collection]]></category>
		<category><![CDATA[collection agencey]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[collection agency credit report]]></category>
		<category><![CDATA[collection agency credit reporting]]></category>
		<category><![CDATA[collection agency faq]]></category>
		<category><![CDATA[education]]></category>

		<guid isPermaLink="false">http://www.xmlinsider.com/phony-debt-consolidation-schemes-to-be-on-the-lookout-for-part-two.html</guid>
		<description><![CDATA[In part one in these series of articles I wrote about potentially shady debt consolidation schemes that you should be on the lookout for. Read on to find out more:....]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Divorce And Bankruptcy- Making The Best Of A Stressful Situation</title>
		<link>http://www.xmlinsider.com/divorce-and-bankruptcy-making-the-best-of-a-stressful-situation.html</link>
		<comments>http://www.xmlinsider.com/divorce-and-bankruptcy-making-the-best-of-a-stressful-situation.html#comments</comments>
		<pubDate>Wed, 19 May 2010 08:33:09 +0000</pubDate>
		<dc:creator>Mallory Megan</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[business debt recovery]]></category>
		<category><![CDATA[cash for settlement]]></category>
		<category><![CDATA[central collection agency]]></category>
		<category><![CDATA[clear etbs]]></category>
		<category><![CDATA[collect business debt]]></category>
		<category><![CDATA[collect debt]]></category>
		<category><![CDATA[collection]]></category>
		<category><![CDATA[collection agencey]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[collection agency credit report]]></category>
		<category><![CDATA[collection agency credit reporting]]></category>
		<category><![CDATA[collection agency faq]]></category>
		<category><![CDATA[education]]></category>

		<guid isPermaLink="false">http://www.xmlinsider.com/divorce-and-bankruptcy-making-the-best-of-a-stressful-situation.html</guid>
		<description><![CDATA[Divorce, in addition to bankruptcy can bring serious problems to the table for those involved in the situation. When a married couple who no longer wishes to remain together have debts piling up and are heading for divorce, bankruptcy might be one way to sort out the financial issues. Bankruptcy has the capacity to be filed by just one spouse, or jointly. The effects of bankruptcy on divorce proceedings? Abrupt at best. An automatic stay will put an end to all activities on divorce proceedings.]]></description>
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		</item>
		<item>
		<title>What Is The FDCPA?</title>
		<link>http://www.xmlinsider.com/what-is-the-fdcpa.html</link>
		<comments>http://www.xmlinsider.com/what-is-the-fdcpa.html#comments</comments>
		<pubDate>Thu, 11 Mar 2010 08:42:21 +0000</pubDate>
		<dc:creator>Jonathan Summers</dc:creator>
				<category><![CDATA[Legal]]></category>
		<category><![CDATA[alex feliciano]]></category>
		<category><![CDATA[collect business debt]]></category>
		<category><![CDATA[collection agencey]]></category>
		<category><![CDATA[collections agencey]]></category>
		<category><![CDATA[frank bosco]]></category>
		<category><![CDATA[legal]]></category>
		<category><![CDATA[mike mcmahon]]></category>
		<category><![CDATA[rob sanchez]]></category>
		<category><![CDATA[small business collection agency]]></category>
		<category><![CDATA[spanish collection agency]]></category>
		<category><![CDATA[spanish collection company]]></category>
		<category><![CDATA[state collection agency]]></category>
		<category><![CDATA[state collection service]]></category>

		<guid isPermaLink="false">http://www.xmlinsider.com/what-is-the-fdcpa.html</guid>
		<description><![CDATA[In order to do battle with the problems associated with harassing debt collectors and debt collection companies, the Fair Debt Collection Practices Act (also known as the FDCPA) was designed. The laws and regulations legislated by the Fair Debt Collection Practices Act not only shield consumers, but they also aid debt collection agencies as well by encouraging them to operate in a serious and professional manner when engaging in communication with supposed debtors.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What To Do If You Have A Debt Collector On The Phone</title>
		<link>http://www.xmlinsider.com/what-to-do-if-you-have-a-debt-collector-on-the-phone.html</link>
		<comments>http://www.xmlinsider.com/what-to-do-if-you-have-a-debt-collector-on-the-phone.html#comments</comments>
		<pubDate>Tue, 09 Mar 2010 09:23:14 +0000</pubDate>
		<dc:creator>Mallory Megan</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[bad debt collection solution]]></category>
		<category><![CDATA[collect business debt]]></category>
		<category><![CDATA[collection agencey]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[collection companies]]></category>
		<category><![CDATA[collection company]]></category>
		<category><![CDATA[collections agencey]]></category>
		<category><![CDATA[commercial debt collection agency]]></category>
		<category><![CDATA[commercial debt collections]]></category>
		<category><![CDATA[credit collection company]]></category>
		<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://www.xmlinsider.com/what-to-do-if-you-have-a-debt-collector-on-the-phone.html</guid>
		<description><![CDATA[If you owe debt to a creditor collection agencies are allowed to report your debt to credit bureaus, file lawsuits against you, and should be taken very seriously. The best way to protect yourself and your financial situation is a methodical approach. First, know why you are being contacted. Know where the debt is from and exactly how much it costs.]]></description>
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